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Mortgage Refinance Loans

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Refinance Rates

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Loan Rate APR
30 Year Fixed Rate 3.88% 3.38%
15 Year Fixed Rate 4.06% 3.61%
5/1 Adjustable Rate 2.75% 3.37%
* These rates are averages, and might not apply to you.

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Mortgage loans

We focus our site on home loan refinancing, but if you're looking for a new mortgage loan, we can help you too.

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Credit Scores

There is a close link between your credit scores and the refinance mortgage rates you'll be able to secure. We have an extensive guide on fixing up your scores and so much more on our credit scores page!

Don't let your credit score hold you back, you have more options than you know!

Refinance Loans

Start a refinance request >> Refinancing benefits Home loan refinance rates Our refinance calculators

We are the #1 independent resource for mortgage refinancing on the web; and our partners have the best mortgage refinance rates available on the web.

ABOUT US About Us - refinancemortgages.com

Refinance Mortgages.com is a free service, provided by yxymedia, which allows home owners to search for available refinancing. We understand that often the biggest problem for individuals is knowing where to find the resources to refinance. Likewise, many are not even aware that these types of services exist and are, in fact, quite prevalent throughout the country. Whether you need to refinance because you are close to foreclosure, or you would just like to refurbish your kitchen, and need the extra funds to complete the renovation project, we can point you in the right direction.

To be clear, we are not a financial institute or any type of financer, nor do we hold anyone's mortgage. Conversely, we offer a passive support function by providing:

As the Number 1 independent resource for mortgage refinancing on the web, we are confident that you will find the best mortgage refinance rates possible. By aligning ourselves with trustworthy USA vendors that best suit your purposes, we are assured that you be well serviced. In addition, we do not collect any of your personal financial data to be stored in databases that we own. When you read our Privacy Policy, you will find that you are completely secure in using RefinanceMortgages.com.

Other key features of the site include a discussion on how to lower your mortgage payments, as well as information on repairing your credit score. It may be that you need to repair your credit score before applying for mortgage refinance. Our in-house experts have created an extensive guide that you can follow to help you successfully refinance your existing mortgage.

One of the most sought-after types of refinancing is the "Cash-out Refinance". Basically, individuals remortgage their homes for amounts up to the available loan amount, which is generally the current value of the home. The difference between what was originally owed and the amount loaned is the cash-out amount. This amount is actual cash-in-hand. Frequently, home owners use this method to pay down other debt, send children to college, renovate their homes, buy cottages, or go on vacations. Because we are non-bias, we can apprise you of the good and the bad regarding this popular form of mortgage refinance.

Finally, we address:

We do offer specific examples of governmental assistance through the Home Affordable Refinance Program, with links to relevant government sites. Lastly, we also provide specific information for various states with links to non-profit organizations who can help home owners in difficult financial situations.

A special thank-you goes out to Jan De Laat who made our splash page; thanks man!

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Cash-Out Refinancing